During the shop for a home, most owners do come across Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR). The loan eligibility of homeowners are based on their income which is capped at 60% for TDSR and 30% for MSR. With loan eligibility […]
First Time Home Owner
3 posts
Interest rates (IR) have always have a significant impact to the real estate market. It is one key area which owners are concern since it directly affects amount of loan to pay each month. Singapore has a relatively low interest rate ever since the 2008/09 […]
Singapore has a robust real estate market that is resilient. This creates a lot of interest in Singapore properties among both residents and foreigners. And in the topic of buying homes and investing, the main struggle is usually between getting resale or new launch. What […]